Plain-English explainers 27 guides

Australian Property Investment Guides

Each guide breaks down a property tax topic in plain English with worked examples, paired with a free calculator so you can run your own numbers.

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Property Investment Tax Guide Australia

Australian property investment tax guide covering negative gearing, CGT, land tax, depreciation, rental yield, and after-tax cash flow.

11 min readGuide
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Budget 2026 CGT and Negative Gearing Changes

Official-source summary of the 2026-27 Federal Budget CGT and negative-gearing changes announced for 1 July 2027, and what the current calculators model.

4 min readGuide
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Negative Gearing Australia — How It Works & Real Tax Savings

How negative gearing reduces your tax in Australia. Worked examples with real numbers, claimable expenses, and common mistakes with 2025-26 ATO rates.

12 min readGuide
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Negative Gearing Changes Australia

What the 2026-27 Budget negative-gearing changes mean for Australian property investors, current calculators, and planning questions.

5 min readGuide
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Capital Gains Tax Guide for Property Investors (Australia)

Guide to capital gains tax on Australian investment property: how CGT is calculated, the 50% discount, 6-year absence rule, and worked examples.

16 min readGuide
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Capital Gains Tax Changes for Property Investors

What the 2026-27 Budget CGT changes mean for Australian property investors, current-law calculators, and sale planning questions.

5 min readGuide
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How to Avoid Capital Gains Tax on Property in Australia

Legal CGT exemptions and reduction rules for Australian property: main residence exemption, 6-year rule, 50% discount, cost base, and capital losses.

8 min readGuide
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Land Tax Rates Australia 2025-26: State Comparison

Compare land tax rates, thresholds, and rules across all Australian states and territories for 2025-26. Includes calculator and spreadsheet next steps.

36 min readGuide
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Investment Property Depreciation Guide: Div 40 & Div 43

Investment property depreciation guide for Australia: Division 43 vs Division 40, second-hand rules, and quantity surveyor report basics.

12 min readGuide
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Investment Property Tax Deductions (Australia)

Guide to Australian investment property tax deductions -- what you can claim, what you cannot, and which spreadsheet setup fits deduction tracking best.

13 min readGuide
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EOFY Property Investor Checklist (Australia)

End of financial year checklist for Australian property investors: deductions to claim, deadlines to hit, and mistakes to avoid before 30 June.

7 min readEOFY
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Weekly Tax Table 2026 | Free ATO PAYG Lookup

Free 2025–26 weekly tax table lookup for Australia. Check PAYG withholding, take-home pay, HELP examples, and ATO source links.

14 min readGuide
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Fortnightly Tax Table 2026 | Free ATO PAYG Lookup

Free 2025–26 fortnightly tax table lookup for Australia. Check PAYG withholding, take-home pay, HELP examples, and ATO source links.

14 min readGuide
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PAYG Tax Table Australia | 2025–26 Withholding Guide

PAYG tax table guide for Australia 2025–26. Compare weekly, fortnightly, and monthly withholding, HELP, and Medicare.

9 min readGuide
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BAS Lodgement Guide Australia | GST, PAYG & Due Dates

BAS lodgement guide for Australian small businesses. Understand GST labels, PAYG fields, due dates, records, and pre-lodgement checks.

5 min readGuide
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Business Tax Australia Guide | GST, BAS, PAYG

Plain-English business tax guide for Australian sole traders and small businesses: GST, BAS, PAYG instalments, PAYG withholding, and records.

4 min readGuide
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Capital Gains Tax 6-Year Absence Rule (Australia)

How the CGT 6-year absence rule lets you rent out your home and still avoid capital gains tax when you sell. Conditions, examples, and traps.

16 min readGuide
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Depreciation Schedule for Investment Property

See what a depreciation schedule may cost, what to organise before 30 June, and whether the worksheet or full property spreadsheet is the smarter next step.

7 min readGuide
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EOFY Tax Planning for Investment Property Owners (Australia)

EOFY tax planning for Australian property investors: prepay interest, bring forward deductions, and reduce tax before 30 June.

10 min readEOFY
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Property Investment Spreadsheet Setup Guide

Step-by-step setup guide for the Property Tax Tools spreadsheet: copy the sheet, enter your first property, and read results in under 10 minutes.

9 min readSpreadsheet
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Investment Property Spreadsheet Australia | Free vs Paid Options

Compare Australian investment property spreadsheet options: free calculators, one-property worksheets, and Google Sheets templates for projections.

16 min readSpreadsheet
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Negative Gearing Example: $8,200 Tax Offset Case Study

Negative gearing example for an Australian investor: real numbers for rental loss, tax benefit, depreciation impact, and weekly out-of-pocket cost.

7 min readCase Study
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Negative Gearing Spreadsheet Australia (Free + Premium)

Free negative gearing calculator and premium spreadsheet for Australian property investors. Compare tax savings across properties with 2025–26 ATO rates.

7 min readSpreadsheet
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Property Investment Spreadsheet Excel Alternative

Compare a DIY property investment spreadsheet in Excel with a one-property deductions worksheet and the full Google Sheets property model for Australia.

8 min readSpreadsheet
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Rental Property Expenses Spreadsheet Australia

Compare rental property expenses spreadsheet options for Australian investors: one-property worksheet, DIY Excel, and a full property investment model.

5 min readSpreadsheet
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Is Stamp Duty Tax Deductible? (Investment Property)

Stamp duty is not an immediate tax deduction, but it reduces your capital gains tax when you sell. How stamp duty affects your CGT cost base.

9 min readGuide
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How To Upgrade Your Property Investment Spreadsheet

How to move to the latest property investment spreadsheet version safely using a fresh copy and manual input transfer.

2 min readSpreadsheet
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About these guides

Australian property tax rules change frequently, and the details matter. A depreciation schedule that applies to a brand-new apartment may not apply to a second-hand house. The capital gains tax discount has specific eligibility criteria. Land tax thresholds and surcharges differ between every state and territory. These guides break down each topic in plain English so you can understand exactly how the rules affect your investment — without wading through legislation or paying for a consultation just to get the basics.

The collection covers the core topics Australian property investors deal with: negative gearing and how it reduces taxable income, capital gains tax including the six-year absence rule, property depreciation under Division 40 and Division 43, allowable investment property deductions, land tax rates across all states, and end-of-financial-year planning strategies. Whether you are buying your first investment property or managing a portfolio, each guide explains the relevant rules, walks through realistic examples, and flags the common mistakes that cost investors money.

Every guide is paired with a free online calculator so you can move from reading to running your own numbers in seconds. The calculators use the same ATO rates and state thresholds discussed in the guides, giving you a practical way to test different scenarios — such as how holding period affects CGT, or how depreciation changes your after-tax cash flow. For investors who need deeper analysis across multiple properties and years, the premium spreadsheet integrates everything into one model.